As business horizons expand internationally, life becomes more complicated. We apply our specialist knowledge and experience to enhance your treasury strategy, structure and risk control to achieve your cash management objectives.

With our extensive liquidity offering in Germany, your Relationship Director can work with you to give you access to the cash management solutions that work best for your business, whether it be unlimited access to your cash for everyday use, or simply a way to optimise surpluses. We offer a diverse range of fixed term deposits and easy access accounts covering both Euro and a range of foreign currencies, helping you to protect yourself against exchange rate movements and facilitating your cross-border activity.

In addition we offer a wide range of payment and collection solutions, enabling you to adopt those methods of payment that suit your company's business model. Our range includes local clearing credit transfers and direct debits, SEPA payments and collections, domestic and cross-border wire transfers, and cash and cheque processing.

Accounts can be monitored and payments initiated via a variety of electronic channels, either manually or via file import/export. Our specialists will work with you to define the most appropriate solution, including MultiCash, the German market standard electronic banking system; our next-generation, internet-based, global cash management system, Barclays.Net, or MA-CUG/SCORE for SWIFT Corporate Access.

From domestic current accounts to international liquidity structures and payment solutions, talk to one of our Cash Management experts today to see how we can work for you.

Trade Services are vital to make trading overseas safer and more efficient. However complex your requirements to mitigate risk, ensure payment security and optimise your working capital, our range of services can support you. Your Relationship Director will introduce you to a trade specialist who will help you to meet your trade requirements.

You can choose from a range of solutions that will help you manage risks, negotiate credit terms, win business and trade confidently, including bonds and guarantees, receivables purchasing, and export and import letters of credit. There is the opportunity to release some of the value of your invoices to give your business use of the cash sooner rather than later.

Overdrafts and short term market rate loans are also available, enabling flexible working capital solutions to be tailored to your business needs. To view the Barclays overdraft reference rates, please click here.

Your finance requirements are carefully considered at Barclays so we can offer a range of solutions that work for your business. We work with you to understand your requirements, so together we can tailor the optimum solution including term funding, structured finance, and specialist finance.

Our experienced Debt specialists can help your business take advantage of an extensive suite of financing solutions including:

• Term loans and revolving credit facilities 
• Property finance
• Syndications
• Structured debt
• Capital market products - provided by Barclays Capital

Please note these financing solutions are booked in the UK, and subject to English law.

Our team, working alongside our investment banking division, provides an extensive range of risk management services. Through our diverse products and client-focused service, we are able to offer a range of solutions to help you manage and reduce risk to acceptable levels for your business. We can offer you a range of hedging services for any of the major areas of risk, including foreign exchange and interest rates, together with protection from pricing changes impacting the major costs you incur, such as energy costs or raw material costs for commodities you purchase.

The Barclays Financial Institutions team's mission is to ensure that we provide transactional banking services of the highest standard to our clients wherever we can through:

• a focus on the payment, cash management, trade finance and liquidity management needs of Financial Institutions
• a co-ordinated client-centric approach
• providing a gateway to the full range of services offered by Barclays

The Financial Institutions team in Frankfurt is part of a global team, who can support your global financing operations through our offices in London, Madrid, Dubai, Cairo, Mumbai, Karachi, Singapore and Hong Kong.